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Specially issued for pensioners Caring card

Caring card

Specially issued for pensioners

  • Annual service fee
    0 AMD
  • Currency
    AMD
  • Annual % on the positive balance
    3%

Receive your pension through “Caring” card issued by Anelik Bank CJSC and get the opportunity to enjoy a number of advantages and discounts provided by the card. The card is issued free of charge.

The page was updated 04.06.2018 09:14

Caring card  

Specially issued for pensioners
 
 

Additional advantages

Jointly with “Astghik” Medical Center, "ID Bank" CJSC runs a campaign for pensioners – clinical blood analysis and insulin analysis are carried out free of charge.

Card holders are given 5 % discount in “Gedeon Richter” OJSC Pharmacies.

Card holders are given 5 % discount in “Alfa Pharm” CJSC Pharmacies.

In cooperation with “Rosgostrakh Armenia” Insurance CJSC, "ID Bank" CJSC runs a campaign for pensioners above 70 (70 inclusive) – by acquiring insurance policy at “Rosgostrakh Armenia” Insurance CJSC (against 5.000 Arminian drams for the insured sum amounting to AMD 500.000) “Family Program” against accidents and “Apartment asset” for the property (fixed option) you will get the opportunity to have 90.99 % discount for a number of medical examinations in “Astghik” Medical Center – for 5.000 Armenian drams only. Below is the list of services provided by “Astghik” Medical Center within the special offer:

1. General practitioner advice

2. Eye examination

3. Gynecologist advice for women and urologist advice for men

4. Ultrasonic testing of abdomen, pelvic organs and thyroid

5. ESG

6. Clinical blood analysis with white blood cell count

7. 10% discount for ambulatory 


The list of services provided by “Astghik” Medical Center within the special offer:

1.General practitioner advice   5000-10000

2.Eye examination 5000-10000

3. Gynecologist advice for women and urologist advice for men 5000-10000

4. Ultrasonic testing of abdomen, pelvic organs and thyroid 20000

5. ESG  3000

6. Clinical blood analysis with white blood cell count 2500

 

Card issuance and service rates

Service type 
ArCa Classic

Card Currency 

Armenian drams

Issuance of cards within 2-5 business days  

Free

Card account opening 

Free

Annual service fee for the card account

0 AMD

Re-issuance of card upon expiration of validity period  

Free

Issue of additional card  

0 AMD

Issue of additional card

Free

Annual service fee for the additional card

1,000 Armenian drams

Issuance of duplicate of damaged useless card for the same validity period *

700 AMD

Card blocking 

Free

Card unblocking  

Free

Issue of the duplicate card in case of loss, theft of the card or PIN code for the same validity period *

700 AMD

Providing monthly statement from the card account at the Bank, through post or e-mail

Free

Providing additional statement from the card account at the Bank, through post or e-mail.

500 AMD

Activation of SMS services

Free

0 AMD

Cashing fee (through ATMs and cashing points of the Bank)

Free

Cashing fee (through ATMs and cashing points of other banks – members of ArCa system)  

0.5%

Card to card transfer via internet (from the card issued by the Bank to the card issued by other bank)

0.5%

Non-cash transactions fee 

Free

Daily withdrawal limit


300 000 AMD

Annual simple interest rate, calculated with regard to the positive balance of the card account

3%

Closure of card account or card return

Free

*Services set forth in clauses 9 and 12 of the table are free of charge when are provided for the first time, the next provision of the same services is carried out according to the rates specified in the table. unless the Bank offers more favorable terms.

The Bank has the right to change the size of interest for facilities available on the account upon giving 15 days prior notice to the card holder. 
The Bank acts as a tax agent and has the right to calculate and pay tax on income (10%) from the interest received for facilities available on the account.
Disputes between the Parties may be resolved by the Financial System Mediator (in accordance with the RA Law On Financial system mediator) or in Arbitrage (in order, set by the RA “On commercial arbitrage”).
“Caring” debit or credit plastic cards are given to the pensioners. 

The card is provided to the client within 2-5 business days after submitting application and execution of maintenance agreement. The card becomes active and can be used by the client as soon as it is provided to the client. The client is also given an envelope with special PIN code inside. The PIN code must be used by the client only, who must keep the PIN code inaccessible for the third parties. The PIN code is recommended to keep away from the card.

ArCa Classic cards are valid for 2 years, Visa Electron cards are valid for 5 years. Provided that the Bank doesn’t receive written application from the cardholder to terminate the maintenance of the card within 30 days prior to the termination of its validity, the Bank shall re-issue the card for another 2 or 5 years respectively.

When disclosing discrepancies in the transactions related with the account the client may appeal to the Bank within 15 days period after receiving the account statement. The statement is considered accepted by the Bank if no appeal has been received within the mentioned period. The appeal is provided to the Bank in the form of written application. 

The client must inform the Bank and/or the processing center Armenian Card by phone on lost card within the possible shortest period or visit the Head office or any branch of the Bank having passport by. Operations through the card will be immediately suspended when getting notice on losing the card. The Bank doesn’t be held liable for harm caused to the cardholder in between the period of losing the card and giving notice to the Bank. The client must visit the Bank within 5 days after suspending the card and submit written application, on the basis of which the Bank should within 2 -5 business days provide the client new card 

Card maintenance will be early terminated and the card account will be closed according to the written request of the cardholder. the balance of the card account will be returned to the client. The card should be returned to the Bank.

The other service rates and fees for operations performed through the cards are according to the rates applicable by the Bank. 

The page was updated 31.05.2018 09:25
The following documents should be presented to the Bank to get “Caring” card:

  •           ID document          

  • Social card (reference on non-receiving social card)

  • Pension certificate
  •  

The page was updated 22.11.2017 16:32
Attention: The Bank does not bear any responsibility for the inaccuracy of information on the linked web sites, nor does it accept any responsibility for the advertisements therein or possible consequences arising out of use of information provided on the linked web-sites. In case of any discrepancies in the website materials in Armenian, Russian and English languages, the Armenian version is prevailing.