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Cards to receive money transfers Transfer Cards


Cards to receive money transfers

  • Annual service fee
    0 - 1 000 Armenian drams
  • Currency
  • Annual % to the positive balance

Now you can receive money transfers on your payment card. In order to use this quick and modern money transfer service and receive your money you only need to call 010 59 3333 and receive the amount through money transfer systems of the Bank within minutes. You can have the amounts abroad on  Visa Classic Cards.
Any physical person above 14 (fourteen), who uses payment card issued by the Bank or applied to the Bank to receive the card can be a cardholder of the Bank.

Order your card now
Card account annual service fee 0 AMD
Name Required field
Surname Required field
Required field
E-mail Required field Wrong E-mail
Attach your passport and PPS/reference about absence of PPS
You can attach only PDF, JPEG, PNG, GIF

I confirm that I have read the Payment Card Information Bulletin and Payment Card Terms and Conditions, and I give my consent to IDBank to process and provide my personal data to third parties, if necessary, in accordance with the RA Law on Protection of Personal Data.

The page was updated 19.12.2019 16:35

ID-Transfer Cards 

Cards to receive money transfers    

Thanks to the card you will have the opportunity to receive the money sent to you within minutes, thus saving the time, jumping queue and have your amount on Arca Classic, Visa Electron and Visa Classic payments cards.

Cards issuance and service rates

Type  of service

ArCa Classic

Currency of the card account

Armenian dram, US dollar, EUR, Russian RUB

Issuance and opening card account


Annual Service fee (card account maintenance) the first year/ next years


Re-issuance of expired card


Minimum balance


Issue of additional card


Issue of duplicate card against damaged one, for the same validity period

According to applicable rates of the Bank

Issue of the duplicate card in case of loss, theft of the card or PIN code for the same validity period.

According to applicable rates of the Bank

Providing monthly statement from the card account at the Bank, through post or e-mail


Cash deposit

Deposited only for international money transfers

Cashing fee (through ATMs and cashing points of the Bank)


Cashing fee (through ATMs and cashing points of other banks – members of ArCa system) 


Cashing fee (through cashing points of other banks – not members of ArCa system and abroad)


Non-cash transactions fee


Card to card transfer via internet (from the card issued by the Bank to the card of the Bank and other banks) – the service is unavailable


Card blocking


Card unblocking 

500 Armenian drams

Providing additional statement from the card account at the Bank, through post or e-mail.


Activation  of SMS / BALANCE service


Fee for each SMS

35 Armenian drams

Statement and balance view through internet


Cashing fee (through ATMs and cashing points of the Bank)


Daily withdrawal limit, may be changed upon the request of the client for dram denominated account

150 000 AMD

Daily withdrawal limit, may be changed upon the request of the client for US dollar denominated account

250 USD

Daily withdrawal limit, may be changed upon the request of the client for EUR denominated account

250 EUR

Daily withdrawal limit, may be changed upon the request of the client for RUB denominated account

30 000 Russian RUB

Maximum number of daily non-cash transactions  with the card 


Annual simple interest rate, calculated with regard to the positive balance of the card account (annual simple interest rate set by the Bank for demand deposits)


Transaction accuracy compliance


Validity period

2 years

Re-issuance of expired card


Closure of card account and card return 


1. The Bank’s cards are settlement cards, and these cards enable withdrawal of cash within the limits available for the cardholder, card crediting, making non-cash transactions/operations, on the account of facilities available on the card account and credit line/overdraft provided by the Bank.
2. VAT taxable fees include the VAT.
3. Fees for salary cards issuance and processing are determined separately, according to respective agreements.
4. The Bank has the right to unilaterally change the size of interest for facilities available on the account upon giving 15 days prior notice to the card holder.
5. The Bank acts as a tax agent and has the right to calculate and pay tax on income (10%) from the interest received for facilities available on the account.
6. Any disputes between the Parties are resolved through negotiations.
Disputes between the Parties may be resolved by the Financial System Mediator (in accordance with the RA Law On Financial system mediator) or in Arbitrage (in the order, set by the RA “On commercial arbitrage”).
7. In order to activate SMS service and e-mail address, you need to visit the Head office of the Bank or any branch and fill in the appropriate application. Don’t forget to take ID document.
8. Card is provided to the client within 2-5 banking days after submitting the application to the Bank and after signing the maintenance agreement.
9. The client is also given an envelope with special PIN code inside. The PIN code must be used by the client only, who must keep the PIN code access impossible for the third parties. It is recommended to keep the PIN code away from the card.
10. Upon the expiration of validity term the cards are re-issued by the consent of the cardholder.
11. Priority Pass cards are given to Visa Platinium cardholders free of charge; re-issuance is free of charge as well. Each entry to Priority Pass halls anywhere is AMD 15.000 per person.
12. Exchange rate for card transactions denominated in foreign currency (where the card account currency is different from the card transaction currency) is determined by the Bank.
13. In case of disclosing discrepancies in the transactions related with the account the client may appeal to the Bank within 15 days period after receiving the account statement. The statement is considered accepted by the Bank if no appeal has been received within the mentioned period. The appeal is submitted to the Bank in the form of written application. The Bank proceeds the appeal received in due time, by performing actions applicable by the local and international payment system.
14. If the card is lost the client must within the possible shortest period through a phone call or other applicable way notify: “ArmenianCard” CJSC processing center, calling on 24 - hour phone number (010) 592222 or Call center of the Bank on (010)59 33 33 phone number, from 09:00 till 22:00 on business days, from 09:00-18:00 on Saturdays Sundays or visit any branch of the Bank with ID document.
Operations through the card will be immediately suspended in case the Bank gets notice from the customer about losing the card.
After the card is lost, the Bank isn’t liable for the harm caused to the cardholder, until the Bank is given a notice about the loss. After the card suspension, the client must visit the Bank and submit written application, on the basis of which the Bank should days provide a new card to the client within 2 -5 business days.
15. The card service is terminated before the expiration date and the card account is closed according to the cardholder's written application. The card account balance is returned to the customer. The card is subject to be returned to the bank.
16. Supplementary card provision:
• The cardholder (the main cardholder) can get cards from the Bank, which are supplementary to his card (the main card), both for himself and for a third party.
• The supplementary card can be different from the type of the main card, however, the class of the card should be either equal to or less than the main card.
• Transactions made through the supplementary card are recorded and reflected on the main card account.
• The main cardholder can submit written application to the Bank, in which he/she would specify the daily withdrawal- limit and daily transaction-limit over the supplementary card.
• Obligations assumed towards the Bank due to transactions carried out by the main and the supplementary cards are considered to be the obligations of the main cardholder.
• Reissuance of the the supplementary card can be done, upon the consent of the main cardholder or the supplementary cardholder.
• The supplementary cardholders must immediately notify the Bank about the death of the main cardholder, his/her incapability, insolvency, or bankruptcy, and should not use the card in such cases.
17. Additional fees can be applied by the bank, which carries out the maintenance, in case of cash withdrawals from ATMs and POS terminals of other banks.
18. During the card to card transactions made through ATMs and POS terminals of other banks , additional fee may be applied by the bank, which carries out the service of the given ATM/POS.
19. Other provisions are defined by card agreements made by and between the Bank and the cardholder, referring payment card issuance, provision and service, by the Bank Instruction on payment card processing rules (hereinafter referred to as the Rules), by the internal legal acts and settlement systems’ (ArCa, Visa, MasterCard) rules.

The page was updated 22.07.2019 15:16
The following documents should be presented to the Bank to get ID-Transfer card:

  • ID document

  • Social card

The page was updated 09.04.2019 11:53
Attention: The Bank does not bear any responsibility for the inaccuracy of information on the linked web sites, nor does it accept any responsibility for the advertisements therein or possible consequences arising out of use of information provided on the linked web-sites. In case of any discrepancies in the website materials in Armenian, Russian and English languages, the Armenian version is prevailing.